.IO - The Ins & Outs of Community Association Insurance

Community association insurance is far more complex than a standard commercial policy. Boards must balance property coverage, liability protection, directors & officers liability, crime coverage, deductibles, governing document requirements, lender expectations, and ever-changing insurance market conditions.

We specialize exclusively in helping condominium, townhome, and homeowner associations navigate these challenges. For over 50 years, our family-owned agency has worked with thousands of community associations, helping boards and managers understand their risks, evaluate coverage options, and make informed insurance decisions.

Whether you're looking to better understand your current coverage, compare proposals, review claims trends, or prepare for renewal, our educational resources are designed to provide clear, practical guidance on the topics that matter most to community associations.

50+ Years of Experience. One Specialized Focus: Community Associations.

CC&R's

Covenants, Conditions & Restrictions define the Insurance the association is required to carrier. We will review and align the coverage and may even make reccommendations for changes.

What Coverage is Needed?

Understand the coverages that association need as well as those coverages that are required by your CC&R's or state law.

Articles and Insight

Learn about current trends, areas of interest, challenges, opportunities and more!

Claims

Prepare for claims before and after.

.IO - The Ins & Outs of Community Association Insurance

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